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A practical loan calculator for mortgages, auto leases, student loan consolidation, and more!

Ultimate Loan Calculator

Solves financial questions instantly


Time Value of Money


Present Value of Single Amount
Calculate the present value of a lump sum, the interest rate earned on a lump sum, and the number of investment periods.

Present Value of Mixed Stream
Calculate the present value of a mixed stream of cash flows. A mixed stream involves unequal cash flows (as opposed to an annuity, which involves cash flows that are all equal).

Present Value of Annuity
Calculate the present value of an annuity, interest earned on an annuity, and the number of periods.

Future Value of Single Amount
Calculate the future value of a single amount, the effective interest rate (or annual growth rate or rate of return), and the number of periods it takes to grow a present value to a future amount.

Future Value of Annuity
Calculate the future value of an annuity, the interest rate of an annuity, and the number of periods.


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