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Time Value of Money

Present Value of Single Amount
Calculate the present value of a lump sum, the interest rate earned on a lump sum, and the number of investment periods.

(PDF: 6k)
Present Value of Mixed Stream
Calculate the present value of a mixed stream of cash flows. A mixed stream involves unequal cash flows (as opposed to an annuity, which involves cash flows that are all equal).

(PDF: 6k)
Present Value of Annuity
Calculate the present value of an annuity, interest earned on an annuity, and the number of periods.

(PDF: 6k)
Future Value of Single Amount
Calculate the future value of a single amount, the effective interest rate (or annual growth rate or rate of return), and the number of periods it takes to grow a present value to a future amount.

(PDF: 8k)
Future Value of Annuity
Calculate the future value of an annuity, the interest rate of an annuity, and the number of periods.

(PDF: 9k)
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