Extra PaymentAnalyze the impact of making an extra payment on any monthly loans – auto loan, mortgage, etc. |
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Auto Lease Calculator Estimate a car lease payment. Enter sticker price, leasing price, down payment, lease term, residual factor and money factor. |
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Lease Implicit Rate Find the “hidden” implicit rate of any lease with no interest rate given. Very useful for auto or home lease. |
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Loan Payment Calculator Calculate the monthly payment for a traditional loan (fixed rate, fixed monthly installments, etc). Summarize the key loan statistics such as total interest and the total payments to be made over the life of the loan. |
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Loan Payoff Amount Enter the monthly payment, the annual interest rate, number of payments made and loan period in years and calculate the loan payoff amount. |
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Add-On Interest Loan Calculate key financial data (interest over term of loan, monthly payment, and sum of payments) of an Add-On Interest loan. |
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Single Payment Discount Loan Find key financial data for a single payment discount loan. A single payment discount loan is paid with one payment at the end of the life of the loan. |
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Effective Rate Calculate the effective rate (as opposed to the stated rate) of a loan that requires points (prepaid interest). |
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Interest Penalty Calculate the interest penalty incurred because of a late payment. Select the number of days late calculate the penalty. |
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Maximum Loan Calculate the maximum amount you can afford to borrow and the payments based on financing options. Calculates up to three loan scenarios based on a set of assumptions such as: affordable payments, term, and interest rates. |
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Fixed Rate Loan Valuation Determine the current value of a fixed rate loan based on the expected annual yield. |
 (PDF: 8k) |
Refinance Calculator Prepare an analysis, allowing you to make an informed refinancing decision. Compares the current and proposed mortgage monthly payments and generates a monthly saving and a payback period (the number of months to recover the refinancing costs). |
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Loan Consolidation Calculate a monthly loan payment based on debts that you would like to consolidate into one obligation. |
 (PDF: 6k) |